|
|
|
|
Are you or your loved ones completely dependant upon your continued income (for rent, food or mortgage repayments)?
Disability Income Protection Insurance
Most people’s life is dependant upon their continued income. Imagine being disabled because of illness and not being able to buy food or pay the rent/mortgage.
Income Protection Insurance provides the peace of mind that you will receive up to 75% of your income in the event that you are unable to do your job due to accident or illness.
There are many options which allow you to make the premium affordable like;
- In the event of disability have the income paid for a period of 2 or 5 years or till age 60, 65 or 70 years of age.
- Some providers offer other options to help keep the policy affordable.
- Choose the waiting period before the payments would commence. 4, 8, 13, 26 or 52 weeks.
Most contracts offer many other benefits and enhancements that you can add to provide you with a better protection. It is all depends upon your situation. To select the best plan for you contact us to explain the options.
Trauma (Critical Care) Insurance
Do you need a lump sum of money to help repay a debt or ‘buy time’ in the event of being diagnosed with a critical illness?
Have you thought about how you would manage if you suddenly develop a critical condition? Our improved medical technology means that the chances of surviving a serious illness are much higher. However, that health condition can result in expenses which put extra strain on an already very stressful situation
This contract would pay a lump sum in the event of diagnosis of; - Cancer
- Various forms of paralysis
- Heart attack
- Stroke
- Chronic renal failure
- Angioplasty
You can be covered for as many as 40 different illnesses.
Total and Permanent Disability
Do you want a lump sum paid out in the event of being totally and permanently disabled?
This is again a lump sum paid out in the event of being totally and permanently disabled and unlikely to be able to return to work. Again there are several variations on this cover like; - Disability from your own occupation
- Disability from any occupation
- Buyback cover option
This type of insurance can work well alongside an income protection plan so that you have a lump sum payment and an ongoing income. To make sure that you have the best contract for your needs contact us for a quote and description of the options.
For an obligation free quick quote for income protection trauma or total and permanent disability insurance contact us.
More info on our services...
|
|
Get a free quote...
Fill out the form below and we will call you back within the day to discuss your situation and arrange an obligation-free consultation.
Privacy Policy
|
|
|
